Funding Sources

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Helping Canadian Small Business access the capital they need — when the banks won’t.

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You are free to use this information independently. However, Small Business SOS maintains direct, ongoing relationships with lenders and investors, allowing us to position your request correctly and present it to the right decision-makers.

 

Most businesses attempting this process alone do not achieve favorable results.

 

This is a curated network of alternative and last-resort funding sources across Canada—

designed for businesses that may not qualify for traditional bank financing.

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Lending Capacity: Up to $5,000,000

 

Every request is treated with respect. You are not judged.

     

🏦OUR SOURCES OF CAPITAL
PRIVATE & NON-BANK LENDERS
• Greenbox Capital — Merchant cash advances, invoice factoring, and revenue-based financing
• Bizfund — Connects businesses with angel investors and merchant cash advances
• Advance Funds Network (AFN) — Rapid working-capital loans and merchant advances

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MICROFINANCE & COMMUNITY-BASED LENDING
• FINCA Canada — Microloans and financial inclusion for small operators
• Community Futures Ontario — Loans and mentoring for rural and underserved businesses
• Credit Unions — Flexible, community-driven lending options
 

GOVERNMENT & DEVELOPMENT PROGRAMS 

• Canada Small Business Financing Program (CSBFP) — Government-backed loans via private lenders
• Ontario Automotive Modernization Program (O-AMP) — Grants for technology and efficiency upgrades
• Ontario Vehicle Innovation Network (OVIN) — Supports EV and smart-mobility projects
• Futurpreneur Canada — Loans & mentorship for young entrepreneurs (18–39)
 

ALTERNATIVE FINANCING MODELS 
• Peer-to-Peer Lending — Platforms like Lending Loop
• Invoice Factoring — Turn receivables into immediate cash flow
• Crowdfunding — Kickstarter, Indiegogo, FrontFundr — community-powered capital
• Revenue-Based Financing — Repayments scale with your monthly revenue
• Purchase Order Financing — Funding secured by confirmed customer orders
 

🛠️BOTTOM LINE
When others close the door — Small Business SOS opens it.

Our network gives your business access to capital options that most never find—and positions you to secure funding when traditional channels fail.

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Note:  We do not provide references. Our lending partners are aware of this. We work with clients who operate with honesty and integrity—those are the businesses that succeed with these funding sources.

Our clients value their privacy and do not want sensitive financial arrangements publicly disclosed.